# Cost calculators

Every calculator runs entirely in your browser using standard financial formulas. Nothing you type is transmitted, stored or logged.

- [Loan payment calculator](https://howmuchcosts.com/tools/loan-payment-calculator/) — See the monthly payment, total interest and total repaid for any amount, rate and term.
- [Affordability calculator](https://howmuchcosts.com/tools/affordability-calculator/) — Estimate a realistic borrowing amount from your income and existing debt payments.
- [Refinance break-even calculator](https://howmuchcosts.com/tools/refinance-break-even-calculator/) — Compare a current payment with a refinanced payment and see when the closing costs are recovered.
- [Total cost of ownership calculator](https://howmuchcosts.com/tools/total-cost-of-ownership-calculator/) — Add purchase price, financing, running costs and resale value to get the true annual cost.
- [Cost per unit calculator](https://howmuchcosts.com/tools/cost-per-unit-calculator/) — Compare two package sizes at different prices by the cost of a single unit.
- [Debt payoff calculator](https://howmuchcosts.com/tools/debt-payoff-calculator/) — See how many months a balance takes to clear and what an extra payment saves.

Source: https://howmuchcosts.com/tools/